united states – Little Anns http://little-anns.com/ Sun, 27 Mar 2022 01:07:30 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://little-anns.com/wp-content/uploads/2021/10/little-120x120.png united states – Little Anns http://little-anns.com/ 32 32 Panama City Debt Consolidation Lawyers Highlight Launch of Bankruptcy Analytics Platform https://little-anns.com/panama-city-debt-consolidation-lawyers-highlight-launch-of-bankruptcy-analytics-platform/ Fri, 18 Mar 2022 16:43:51 +0000 https://little-anns.com/panama-city-debt-consolidation-lawyers-highlight-launch-of-bankruptcy-analytics-platform/ Panama City, Florida. — Local lawyers Lewis and Jurnovoy are committed to keeping their communities informed of the most up-to-date bankruptcy information. With that in mind, the lawyers are here to talk about the launch of Epiq Bankruptcy Analytics, a new market analytics platform, which provides daily bankruptcy filing data to legal and bankruptcy professionals. […]]]>

Panama City, Florida.Local lawyers Lewis and Jurnovoy are committed to keeping their communities informed of the most up-to-date bankruptcy information. With that in mind, the lawyers are here to talk about the launch of Epiq Bankruptcy Analytics, a new market analytics platform, which provides daily bankruptcy filing data to legal and bankruptcy professionals.

The platform was developed by Epiq, which is a leading provider of technology-enabled services for the business and legal sectors, supporting projects for law firm attorneys, corporate legal advisors and corporate counsel. other professionals. Epiq’s Bankruptcy division created Epiq Bankruptcy Analytics, which has been indexing bankruptcy filings since 2007 from 93 courts across the United States.

The software is cloud-based and combines third-party data with proprietary bankruptcy analytics to provide cutting-edge insight into adversarial proceedings, disposition metrics and case outcomes for a wide range of states, chapters, systems judicial, etc.

“Visibility into this rich set of bankruptcy data gives lawyers, creditors, investors and other bankruptcy industry professionals a competitive advantage and enables them to make better decisions to grow their business. Users can monitor the daily count of bankruptcy cases by state, court, time, or geographic area to determine if filing metrics are increasing or decreasing. Users can scale their business and budgets more effectively by leveraging historical data to identify data trends for predictive analytics by analyzing case disposition and duration metrics,” according to Epiq.

the experienced lawyers at Lewis and Jurnovoy can provide debt consolidation assistance and bankruptcy assistance. The company works diligently to identify the best financial solution for each client. For more details on debt relief or filing for bankruptcy in Panama City or nearby communities, call the Lewis and Jurnovoy office at (850) 913-9110 or visit them online anytime at www.LewisandJurnovoy.com.

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For more information about Lewis & Jurnovoy, PA – PCB, contact the company here:

Lewis & Jurnovoy, Pennsylvania – PCB
steven jurnovoy
(850) 913-9110
[email protected]
2714 West 15th Street
Panama City, FL 32401

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Bronco Partners Debt Consolidation Scam 2022 https://little-anns.com/bronco-partners-debt-consolidation-scam-2022/ Tue, 15 Mar 2022 00:02:07 +0000 https://little-anns.com/bronco-partners-debt-consolidation-scam-2022/ Ad Disclosure: We earn referral fees from advertisers. Learn more Is BroncoPartners a scam? We will let you be the judge. Bronco Partners entices you by sending you a direct mail with a “personalized invite code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will […]]]>

Ad Disclosure: We earn referral fees from advertisers. Learn more

Is BroncoPartners a scam? We will let you be the judge.

Bronco Partners entices you by sending you a direct mail with a “personalized invite code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to BroncoFunding.com or myBroncoPartners.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

  • have you been “pre-approved” for a $70,000 loan?
  • Have you been told that your interest rate will drop from 19.90% to 3.15%?
  • Were you promised that your monthly payment would go from $1,320 to $323.40?
  • Have you been sold a monthly savings of $996.60?
  • Did you receive a letter in your mailbox from the Loan Acceptance Department?
  • Did your letter look like this?
Bronco Partners Debt Consolidation Scam 2022 1

It’s not new. Many unscrupulous debt marketing companies have used this as a business model for years. They lure you in with the low interest rate, shackle you for a week, then let you know you don’t qualify for a loan. They then offer you very expensive debt settlement options.

Bronco Partners BBB
Editorial credit: Kate Kultsevych

Is Broncos The partners Legit or a scam?

Crixeo.com rewarded Broncos The partners a 1-star rating (data collected and updated as of February 19, 2021). We hope the information below will help you make an informed decision on whether to do business with Knights Funding. We hope the information below will help you make an informed decision on whether to do business with Knights Funding.

  • Broncos The partners operates two websites, BroncosThe partners.com & myBroncos The partners.com.
  • Broncos The partners is part of a collection of almost 50 websites that we discovered. All are affiliated and listed below.
  • Our belief is that Broncos The partners operates so many different websites in order to escape the huge amount of complaints and negative articles on the internet.
  • We advise caution when working with Broncos The partners. Affiliate websites have several negative reviews and scam complaints.
  • Broncos The partners operates under the sovereign protection of the Mandan, Hidatsa and Arikara Nation (a/k/ MHA Nation), a Native American tribe.

Broncos The partners may be affiliated with the following websites:

  • Hawkeye Associates
  • Brice Capital
  • Capital of the Bruins
  • Loan Dale
  • Yellowhammer Associates
  • Big Apple Associates
  • Cornhusker Advisors
  • badger advisors
  • Rockville Advisors
  • Snowbird Partners
  • Gulf Street Advisors
  • Partners earlier
  • Old Dominion Associates
  • Harrison Funding
  • Johnson Funding
  • Taft Financial
  • Georgetown Funding
  • Memphis Associates
  • Tate Advisors
  • Patriot Funding
  • Malloy loan
  • Plymouth Associates
  • Silvertail Associates
  • Safe Path Advisors
  • Coral Funding
  • neon funding
  • Cobalt Advisors
  • Saxton Associates
  • Hornet Partners
  • Colony Associates
  • First State Associates
  • Polk Partners
  • Ladder Advisors
  • Corey Advisors
  • Pennon Partners
  • Jayhawk Advisors
  • Clay Advisors
  • Great Lakes Associates
  • Pin Advisors
  • Alamo Associates
  • punch partners
  • Partners of the Montagne Blanche
  • Steele Advisors
  • Grand Canyon Advisors
  • Loan of gliders
  • lucky marketing
  • Golden State Partners
  • Pin Advisors
  • Derby Advisors
  • Graylock Advisors
  • Tuck Associates
  • punch partners
  • Bowling Associates
  • Ballast Associates
  • Tweed Loan
  • loan contest
  • Graphite Financing
  • August Funding
  • Broadstar Financial
  • Salvation Funding
  • Stallion loan
  • Pebblestone Financial
  • Sussex funding
  • Lafayette financing
  • Funding for guardian angels
  • Bridgeline financing

Broncos The partners Reviews and ratings

Broncos The partners and its affiliate websites are not accredited by the BBB and have been the subject of numerous complaints and negative press under various names.

MEC Distribution LLC

At one point, Broncos The partners and its affiliate website operating as MEC Distribution, LLC. The Better Business Bureau issued its first alert on this company in February 2018:

In February 2018, BBB staff visited Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces in office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

BBB has confirmed with the North Dakota Department of Financial Institutions that Lafayette Funding is not licensed in North Dakota as a debt settlement company. Additionally, BBB contacted building management at the Lafayette Funding Claims address in Bismarck, North Dakota, and learned that Lafayette is not located at that address. BBB advises extreme caution when dealing with this entity.

In February 2018, BBB staff visited the Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces of office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

HaFinancing of the Knights BBB Reviews

You won’t find a BBB file on Financing of the Knights because the complaints haven’t started coming in yet. However, we have reviewed some complaints from its affiliate websites:

Cathy M. – 1 star review

They changed their name to Salvation Funding. After seeing this note, I understand why. I don’t know how they got my information, but they need to be stopped.

Terry W. – 1 star review

Beware of bait and switch shippers. The terms are “extremely different” from those advertised! It’s a waste of time.

My goal is to help others realize that it’s a waste of time! Pebblestone Financial’s advertisement is definitely misleading in my opinion. After my conversation with Fred, his response was, “we can certainly help you…I’ll call you tomorrow morning with the details…have a pen and paper ready to write down the numbers.” The sender includes in fine print… This review is not guaranteed if you do not meet the selected criteria.

It also further states: “This review is based on information in your credit file indicating that you meet certain criteria.” In my case, I’m not behind on payments, and neither will I be. I am current on all outstanding debts and my credit history demonstrates it. When Fred called the next morning… his terms were totally ridiculous and, in my opinion, “predatory loans”. When I asked Fred…are those the terms of Pebblestone’s offer, he said yes. I replied, I’m not interested in those terms and he hung up the phone immediately with no further conversation.

The reason I responded to Pebblestone Financial’s offer was to consolidate and simplify with one payment and take advantage of the low pre-approved average rate of 3.67%. While I currently pay between 10.9% and 12.9% to credit card companies…this offer was attractive. The sender stated in BIG BOLD PRINT: You have been pre-approved for a debt consolidation loan with a rate as low as 3.67%. The pre-approved loan amount was actually $11,500 more than my total debt consolidation.

In summary… it’s definitely a “Bait and Switch” scheme in my opinion. I checked BBB feedback before responding to this offer and have not seen any negative feedback. Now I see other very similar answers with the same “Bait and Switch” experience. Hope this helps others avoid wasting time finding out about these unethical practices of Pebblestone Financial.

The Rent-A-Tribe Program

In recent years, hiding behind the protection of a Native American tribe has been made popular by internet payday lenders. In July 2018 Charles Hallinan, “the payday loan godfather”, was sentenced to 14 years in prison for providing payday loans through the Mowachaht/Muchalaht First Nation in British Columbia. In January 2018, Scott Tucker was sentenced to more than 16 years in prison for running an illegal $3.5 billion payday loan business while operating under “sovereign immunity” from the Modoc tribe of the United States. Oklahoma and the Santee Sioux Tribe of Nebraska.

Why do we focus on Broncos The partnersThe negative reviews?

We urge you to do your own research and due diligence on Broncos The partnersespecially when it comes to your Personal finance. We urge you to be careful what you find on the Internet. Compare the good and the bad and make an informed decision. In our experience, where there is smoke…there is fire. But you make the call.

Knights Funding Review

Bronco Partner Review – Caution Notice

Bronco Partners attracts you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to KnightsFunding.com or myKnightsFunding.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

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This mobile app helps non-native English speakers create a confident and bold voice https://little-anns.com/this-mobile-app-helps-non-native-english-speakers-create-a-confident-and-bold-voice/ Wed, 02 Mar 2022 16:20:35 +0000 https://little-anns.com/this-mobile-app-helps-non-native-english-speakers-create-a-confident-and-bold-voice/ Behind each person’s voice is a story where they come from. Whether through business meetings or informal get-togethers, our individuals are brought together by a common linguistic bridge. However, for non-native English-speaking immigrants moving to English-speaking countries, native English speakers unfairly view the former’s accent as a liability rather than an asset. Anada Lakra and […]]]>

Behind each person’s voice is a story where they come from. Whether through business meetings or informal get-togethers, our individuals are brought together by a common linguistic bridge. However, for non-native English-speaking immigrants moving to English-speaking countries, native English speakers unfairly view the former’s accent as a liability rather than an asset. Anada Lakra and Ilya Usorov had to overcome unfair social and corporate barriers others placed on them due to their accents, which led them to found BoldVoice. BoldVoice is a mobile app that helps non-native English speakers improve their English skills through personalized video lessons delivered by high-quality speech and accent coaches and artificial intelligence (AI)-generated feedback. The New York-based startup recently raised $2.2 million in seed funding from Flybridge, XFund, Liquid 2, Y Combinator, and strategic angels.

Learning to understand and speak English is notoriously difficult for many non-native speakers. Speaking it fluently without its accent interfering with the understanding of others is even more difficult. Mastering the pronunciation of a foreign language requires confidence and clarity, which most traditional English learning programs or courses do not teach. Clearly, the professional stakes are high, but the personal consequences of his accent are even greater. Nobody wants their voice – an intrinsic part of their identity – to be used against them in any way. There is a level of moral injury that no amount of money could heal. The personal affronts from which one suffers are immeasurable; however, one can quantify the financial consequences that are at stake for non-native English speakers.

Millions of immigrants to the United States face personal and professional barriers because of their accented English. Because they may already face potential systemic biases due to their race, gender, or other attributes, accented non-native English-speaking immigrants can lose billions of dollars in cumulative earnings. Research from the Wharton School of Business at the University of Pennsylvania shows that “accented English speakers are 16% less likely to be hired and 23% less likely to be funded.“For non-native English speakers who are job candidates vying for a certain role, or first-time founders in the middle of a pitch meeting, confidence and clarity will be the difference between landing a much-needed job or a round of Additional research from the University of Chicago and the University of Munich indicates that even in the first case, when said non-English speaking job seeker is hired, he could “face a 20% salary penalty compared to those who speak with a standard accent.“The economic consequences are clear, but what about market demand for a solution? TechCrunch previously reported a $60 Billion Global Language Learning Market in-game. Given the disruption caused by COVID-19 to offline/in-person English learning classes, Lakra has positioned itself and BoldVoice to be in the right place at the right time to help non-native English speakers on a large scale.

Through BoldVoice, non-native English speaking immigrants can learn from high caliber speech and accent coaches to improve their English speaking technique. The app hosts “small and personalized” video lessons delivered by these coaches for students to follow and practice. In addition to these lessons, Lakra and Usorov built an artificial speech intelligence tool to automatically provide feedback to these students on their accent and pronunciation as they practiced. The tool is essential in closing the learning feedback loop for students as they strive to master the pronunciation of such a difficult foreign language as English. Each key facet of the BoldVoice app plays an essential and complementary role in ensuring that current users get into the habit of using the product on a daily basis.

Lakra says, “The fun nature of the app, which rewards users with points and tracks their streaks, also helps with retention by encouraging students to form the daily habit of working out.”

To understand their complementary nature, one can break BoldVoice’s product down into a basic feedback loop and retention features. Curated and personalized voice video lessons and AI-generated voice feedback can be considered the two main components of the basic feedback loop that BoldVoice users experience. The growing library of content and the social and gamification aspects of BoldVoice are the features that help retain. From the thoughtful and well-crafted questions in the app onboarding process to the clean and organized user interface, it’s clear that the two founders have built their app with the confidence and clarity they hope to deliver to their users. when they master English.

In the same way that the main aspects of BoldVoice complement each other, Lakra and Usorov form a powerful combo to support the English learning space to support non-native English speaking immigrants. Lakra received his MBA from Harvard Business School and a BA from Yale University. She has also held various technology and product roles at Peloton, McKinsey and high-growth startups. Usorov graduated from New York University and worked at Section4 before launching BoldVoice with Lakra. Together, the two will give other non-native English speaking immigrants the bold voice they need to succeed and reach their professional and personal potential.

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Knights Funding Debt Consolidation Scam 2022 https://little-anns.com/knights-funding-debt-consolidation-scam-2022/ Sat, 19 Feb 2022 22:48:00 +0000 https://little-anns.com/knights-funding-debt-consolidation-scam-2022/ Editorial credit: Cinemato Ad Disclosure: We earn referral fees from advertisers. Learn more Is Knights Funding a scam? We will let you be the judge. Knights Funding entices you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit […]]]>
Editorial credit: Cinemato

Ad Disclosure: We earn referral fees from advertisers. Learn more

Is Knights Funding a scam? We will let you be the judge.

Knights Funding entices you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to KnightsFunding.com or myKnightsFunding.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

It’s not new. Many unscrupulous debt marketing companies have used this as a business model for years. They lure you in with the low interest rate, shackle you for a week, then let you know you don’t qualify for a loan. They then offer you very expensive debt settlement options.

Knights Funding Debt Consolidation Scam 2022 2

Is Knights Funding legit or a scam?

Crixeo.com rewarded Financing of the Knights a 1-star rating (data collected and updated as of February 19, 2021). We hope the information below will help you make an informed decision on whether to do business with Knights Funding. We hope the information below will help you make an informed decision on whether to do business with Knights Funding.

  • Financing of the Knights operates two websites, KnightsFunding.com & Funding myKnights.com.
  • Financing of the Knights is part of a collection of almost 50 websites that we discovered. All are affiliated and listed below.
  • Our belief is that Financing of the Knights operates so many different websites in order to escape the huge amount of complaints and negative articles on the internet.
  • We advise caution when working with Financing of the Knights. Affiliate websites have several negative reviews and scam complaints.
  • Financing of the Knights operates under the sovereign protection of the Mandan, Hidatsa and Arikara Nation (a/k/ MHA Nation), a Native American tribe.

Financing of the Knights may be affiliated with the following websites:

Financing of the Knights Reviews and Ratings

Financing of the Knights and its affiliate websites are not accredited by the BBB and have been the subject of numerous complaints and negative press under various names.

MEC Distribution LLC

At one point, Financing of the Knights and its affiliate website operating as MEC Distribution, LLC. The Better Business Bureau issued its first alert on this company in February 2018:

In February 2018, BBB staff visited Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces in office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

BBB has confirmed with the North Dakota Department of Financial Institutions that Lafayette Funding is not licensed in North Dakota as a debt settlement company. Additionally, BBB contacted building management at the Lafayette Funding Claims address in Bismarck, ND, and learned that Lafayette is not located at that address. BBB advises extreme caution when dealing with this entity.

In February 2018, BBB staff visited the Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces of office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

HaFinancing of the Knights BBB Reviews

You won’t find a BBB file on Financing of the Knights because the complaints haven’t started coming in yet. However, we have reviewed some complaints from its affiliate websites:

Cathy M. – 1 star review

They changed their name to Salvation Funding. After seeing this note, I understand why. I don’t know how they got my information, but they have to stop.

Terry W. – 1 star review

Beware of bait and change sender. The terms are “extremely different” from those advertised! It’s a waste of time.

My goal is to help others realize that it’s a waste of time! Pebblestone Financial’s advertisement is definitely misleading in my opinion. After my conversation with Fred, his response was, “we can definitely help you…I’ll call you tomorrow morning with the details…have a pen and paper ready to write down the numbers.” The sender includes in fine print… This review is not guaranteed if you do not meet the selected criteria.

It also further states: “This review is based on information in your credit file indicating that you meet certain criteria.” In my case, I’m not behind on payments, and neither will I be. I am current on all outstanding debts and my credit history demonstrates it. When Fred called the next morning… his terms were totally ridiculous and, in my opinion, “predatory loans”. When I asked Fred…are those the terms of Pebblestone’s offer, he said yes. I replied, I’m not interested in those terms and he hung up the phone immediately with no further conversation.

The reason I responded to Pebblestone Financial’s offer was to consolidate and simplify with one payment and take advantage of the low pre-approved average rate of 3.67%. While I currently pay between 10.9% and 12.9% to credit card companies…this offer was attractive. The sender stated in BIG BOLD PRINT: You have been pre-approved for a debt consolidation loan with a rate as low as 3.67%. The pre-approved loan amount was actually $11,500 more than my total debt consolidation.

In summary… it’s definitely a “Bait and Switch” scheme in my opinion. I checked BBB feedback before responding to this offer and have not seen any negative feedback. Now I see other very similar answers with the same “Bait and Switch” experience. Hope this helps others avoid wasting time finding out about these unethical practices of Pebblestone Financial.

The Rent-A-Tribe Program

In recent years, hiding behind the protection of a Native American tribe has been made popular by internet payday lenders. In July 2018 Charles Hallinan, “the payday loan godfather”, was sentenced to 14 years in prison for providing payday loans through the Mowachaht/Muchalaht First Nation in British Columbia. In January 2018, Scott Tucker was sentenced to more than 16 years in prison for running an illegal $3.5 billion payday loan business while operating under “sovereign immunity” from the Modoc tribe of the United States. Oklahoma and the Santee Sioux Tribe of Nebraska.

Why do we focus on Financing of the KnightsThe negative reviews?

We urge you to do your own research and due diligence on Financing of the Knightsespecially when it comes to your Personal finance. We urge you to be careful what you find on the Internet. Compare the good and the bad and make an informed decision. In our experience, where there is smoke…there is fire. But you make the call.

Knights Funding Review

Knights Funding Review – Cautionary Notice

Knights Funding entices you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to KnightsFunding.com or myKnightsFunding.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

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Affordable debt consolidation https://little-anns.com/affordable-debt-consolidation/ Wed, 16 Feb 2022 23:09:09 +0000 https://little-anns.com/affordable-debt-consolidation/ Credit card spending has increased in the United States due to financial constraints caused by COVID-19. Texas leads the pack behind California for states with the highest increase in credit card debt, according to a Sept. 21 study by WalletHub. And low mortgage interest rates haven’t translated into low credit card interest rates. Surprisingly, the […]]]>

Credit card spending has increased in the United States due to financial constraints caused by COVID-19. Texas leads the pack behind California for states with the highest increase in credit card debt, according to a Sept. 21 study by WalletHub. And low mortgage interest rates haven’t translated into low credit card interest rates. Surprisingly, the median interest rate on all credit cards in the Investopedia Card Database for October 2021 is 19.49%.

These high interest rates can create financial hardship for people who have significant credit card debt. High payments can make it impossible to cover rising living expenses. Debtors who have fallen behind face relentless collection calls and sometimes debt collection lawsuits. Fortunately, there are solutions to this crippling debt. Let’s look at the most common options.

Secured or unsecured debt consolidation loans:

Unsecured debt consolidation loans involve taking out a low interest loan to pay off higher interest credit card debt. Since these loans have no collateral that the lender can seize or repossess, they require high credit scores and excellent debt-to-income ratios to reduce their risk. Most secured debt consolidation loans use home equity as collateral. In Texas, your home must be maintained at less than 80% when using equity, so not all of the equity is available through a refinance or 2nd mortgage . However, if you have sufficient equity, the credit score requirements are lower than for an unsecured loan because your home is collateral.

Debt management plan with credit counseling:

A credit counseling program can offer some of the benefits of a debt consolidation loan, including the need to make one monthly payment and lower interest rates. There is no need to take out a new loan since the rates on your existing debts are reduced, so good credit scores are not required, but you must afford the monthly payments. However, this is considered a “hard” program, so if you want to take on more debt (and have the ability to pay for it), then this is not a program you should consider. Based on your current interest

rate, the monthly payment is likely to be lower than your combined minimum payments, and these programs are designed to pay off the debt in about five years or less.

Debt Negotiation for Debt Relief

Debt negotiation, also known as debt settlement, is another common way to resolve crippling credit card debt and personal loans. This is a hardship program, and similar to credit counseling, it is not an option if you plan to apply for more debt before completing the program. These programs are usually structured to last around 24 to 48 months, depending on your monthly budget and negotiated amounts. Monthly program payments can cost less than half of minimum payments. A reputable program will not charge trading fees until a debt is settled.

The savings are the result of not making monthly payments to your creditors. Instead, money is deposited in an FDIC-insured special purpose account while debts are negotiated and settled for less than the total balances, one at a time. The program is ideal for those who are about to fall behind or those who have already fallen behind, as failure to make minimum payments will negatively affect a credit score. However, it can be a great alternative to bankruptcy, and since the program can be completed much faster than most other options, you can also start rebuilding your credit score quickly. All debt negotiation programs are not created equal. Debt Redemption trading fees are often 20-40% lower than foreign firms. They also have special resources to help Texans who have been sued by a creditor or debt collector.

Chapter 7 or 13 Bankruptcy:

Bankruptcy may be the shortest and cheapest way to settle a debt if you can qualify for Chapter 7. Many people with large incomes or non-exempt assets have issues that prevent Chapter 7 filing and chapter 13 might be the only form of bankruptcy available. In some cases Chapter 13 will be more expensive than a debt negotiation program, and in other cases it will be less expensive. If you are considering this option, consultation with a Texas bankruptcy attorney is necessary. Debt Buyback does not provide legal advice.

Get Free Debt Relief Consolidation

Affordable Debt Consolidation in San Antonio, TX also has several offices in the Lone Star State to help Texans struggling with crippling debt. If you’re considering debt consolidation loans, credit counseling, or debt settlement, a Texas Debt Specialist can provide you with a free, no-obligation phone or office consultation. We can also refer to Texas bankruptcy attorneys when needed. Learn about your options for resolving your debt today so you can start living your debt-free life. Call 800-816-1003 or visit https://affordabledebtconsolidation.com

For more coastal life, visit our website or follow our Facebook and Instagram.

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Microsoft Crafts New Enforcement Rules As It Navigates Regulatory Hurdles For Activision Blizzard Deal https://little-anns.com/microsoft-crafts-new-enforcement-rules-as-it-navigates-regulatory-hurdles-for-activision-blizzard-deal/ Wed, 09 Feb 2022 18:51:13 +0000 https://little-anns.com/microsoft-crafts-new-enforcement-rules-as-it-navigates-regulatory-hurdles-for-activision-blizzard-deal/ Wednesday 09 February 2022 18:51 Microsoft has announced a new set of principles for its app store, including open access to developers who meet privacy and security standards, as it clears regulatory steps to gain approval for the mega-deal of the Call of Duty maker Activision Blizzard. Microsoft will seek deal approval in 17 jurisdictions […]]]>

Wednesday 09 February 2022 18:51

Microsoft has announced a new set of principles for its app store, including open access to developers who meet privacy and security standards, as it clears regulatory steps to gain approval for the mega-deal of the Call of Duty maker Activision Blizzard.

Microsoft will seek deal approval in 17 jurisdictions for a $68.7 billion deal, company chairman Brad Smith said.

Smith said he’s seen App Store policies in the United States from lawmakers and received “a positive reaction.”

“Our goal is to build what is called a universal store for games,” he added.

“In other words, a store that anyone can access on any device on any platform to purchase or download any game a developer chooses.”

“We have developed these principles in part to respond to Microsoft’s growing role and responsibility as we begin the process of obtaining regulatory approval in capitals around the world for our acquisition of Activision Blizzard,” said the tech giant in a blog post.

He also notably agreed to refrain from “unreasonable preference or ranking” of Microsoft applications over others.

As the biggest deal in gaming history, Microsoft shook up the industry, raising serious concerns at Sony.

Microsoft unveils new App Store guidelines as it woos regulators over deal

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Super-fast grocery delivery app Tiggy launches in Toronto to delight consumers with speed, service and nearly 2,000 items delivered in 15 minutes https://little-anns.com/super-fast-grocery-delivery-app-tiggy-launches-in-toronto-to-delight-consumers-with-speed-service-and-nearly-2000-items-delivered-in-15-minutes/ Wed, 26 Jan 2022 14:00:00 +0000 https://little-anns.com/super-fast-grocery-delivery-app-tiggy-launches-in-toronto-to-delight-consumers-with-speed-service-and-nearly-2000-items-delivered-in-15-minutes/ Startup plans to rapidly expand service in the Greater Toronto Area throughout 2022 TORONTO, January 26, 2022 /CNW/ – Tiggya super-fast delivery app that offers free 15-minute delivery of fresh produce, groceries and health items, including Health Canada-approved rapid COVID antigen tests, is officially launched in Toronto today. “Tiggy is excited to bring speed, service […]]]>

Startup plans to rapidly expand service in the Greater Toronto Area throughout 2022

TORONTO, January 26, 2022 /CNW/ – Tiggya super-fast delivery app that offers free 15-minute delivery of fresh produce, groceries and health items, including Health Canada-approved rapid COVID antigen tests, is officially launched in Toronto today.

“Tiggy is excited to bring speed, service and an exciting product assortment to Torontonians,” said Eugene Bisovka, Co-Founder of Tiggy. “Starting today, our customers can shop fresh produce and amazing brands of food, household and personal care products as well as rapid antigen tests, delivered in just 15 minutes.”

Today, Tiggy opens its first Toronto “dark store” or micro-distribution center, at Queen and Richmond streets with another opening at St Clair Ave. W. and Dufferin St. le February 7. Tiggy will deliver to customers living within a 2 mile radius of each location. For Tiggy delivery areas click here. Throughout 2022, Tiggy will continue to open micro-distribution centers in the Greater Toronto Area.

Tiggy’s expansion into Ontario follows its launch last fall in Vancouverwhere it has four micro-distribution centers with another opening in Burnaby in March.

The vast majority of Tiggy orders are delivered within 15 minutes with a few exceptions which can take up to 30 minutes depending on traffic and weather. Tiggy is open 7 days a week from 8 a.m. to 12 p.m. with all orders delivered by Tiggy’s dedicated team of full-time bike couriers.

Nearly 2,000 references available, including rapid antigen tests
Tiggy’s growing product assortment includes high-quality Canadian brands such as Crafty Ramen DIY Meal Kits, Blackstar Coffee, Earth’s Own Non-Dairy Milk, Clever Mocktails, Happy Planet Smoothies and Juices, Heritage Cattle Co. locally raised, 100% grass-fed beef, Hitch Hiker lemonades, Love Child Organics baby food, MadeGood organic nut-free snacks, Keto Scream ice cream, Silver Hills organic whole grain bread, Tality Kombucha organic artisanal kombucha, and more.

Tiggy also offers rapid response COVID-19 antigen tests, available in packs of 5. Tests are competitively priced with prices subject to change. Limit, 1 box per customer, while supplies last.

Categories include breakfast, bakery, fruits and berries, healthy alternatives including gluten-free, dairy-free, keto and organic options, dairy, seafood, meat, sweets , snacks, personal products and Baby care and pets.

No hidden fees
With Tiggy, there are no surprises. Unlike some other grocery delivery apps, Tiggy doesn’t charge delivery fees, markup grocery fees, or require a subscription. Item costs are on par with grocery store prices. just $10, Tiggy’s minimum order requirement can be met by purchasing one or two items. Tiggy also has an extensive network of suppliers to ensure customers’ favorite items are in stock.

Less waste
With Tiggy, customers can order exactly what they need, when they need it instead of buying a long list of groceries at the grocery store every week. As seen with his Vancouver customers, Tiggy’s “on time” model helps reduce bulk purchases to help reduce food waste.

Easy to use app, proprietary technology
In just minutes, consumers can order groceries through the easy-to-navigate Tiggy app. Tiggy’s proprietary technology was created by developers with extensive experience in Europe already established ultra-fast delivery space. The result is a sophisticated inventory and procurement app and system that’s faster than the web-based platforms most Canadian grocery delivery companies currently use.

While ultra-fast grocery delivery is now a consumer expectation in Chinathe UK and Russiaspace is rapidly gaining traction in the United States, while still in its infancy in Canada.

In November 2021Secure Tiggy $6.35M in funding from HEARTLAND, with participation from iNovia, Redbox Ventures, Global Founders Capital, FJ Labs and Banana Capital.

SOURCETiggy

For further information: Media contact: Victoria Kirk, V&CO, 416.558.4507, [email protected]

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Best Android App of 2021, Being: Aiming to Give Everyone Access to a Personal Therapist, Anytime https://little-anns.com/best-android-app-of-2021-being-aiming-to-give-everyone-access-to-a-personal-therapist-anytime/ Sat, 22 Jan 2022 08:27:00 +0000 https://little-anns.com/best-android-app-of-2021-being-aiming-to-give-everyone-access-to-a-personal-therapist-anytime/ Being is a personalized self-therapy app. Varun Gandhi is co-founder and CEO of Be an app. Varun aims to build a world where each of us can have access to a personal therapist at all times. The basis for this lies in Varun’s personal struggle with mental health. An avid cricketer, chartered accountant and self-taught […]]]>

Being is a personalized self-therapy app. Varun Gandhi is co-founder and CEO of Be an app. Varun aims to build a world where each of us can have access to a personal therapist at all times. The basis for this lies in Varun’s personal struggle with mental health. An avid cricketer, chartered accountant and self-taught design professional, Varun put on his entrepreneurial hat early in life. After receiving limited success with two of his startups, he turned to therapy to help with his mental health during these trying times. Through Being, he aims to help 1 billion people meet their mental health needs worldwide, by 2030, through the power of personalized self-help.
How did it feel to be on Google Play’s Best of 2021 list in India?
It was an amazing feeling to see our app on the list. Although it was an interesting trip, we were in a rather difficult situation at the beginning, as we almost ran out of funds. We couldn’t hire engineers or psychologists. But we continued. Over time, our engagement numbers grew, ratings reached nearly 5, and positive reviews poured in. Google Play noticed our work and helped us increase our engagement numbers. We went from 500 new users in a week to 500 new users at breakfast. It’s all organic, thanks to Google Play. Eventually investors took notice and we closed our funding round in less than 10 days.
What do you think is the USP of your app that helped you get here?
We make mental health very contextual and problem-focused. We think like a user. One of the most common comments we get from our users is that it feels so relevant – like it was made specifically for me. My co-founder, Abhishek, and spent a lot of time dealing with our mental health issues. We have been there ourselves and know how it feels.
More importantly, we deeply understand that no two anxieties are the same. Every individual will have a different problem that they might face and hence it needs to be solved in a personalized way. This is our fundamental belief and our difference at Being.
How has the pandemic changed things for you, what has been the biggest learning in 2021?
The pandemic has definitely given mental health apps and services a boost. Mental health has never been talked about so much, ever. Usually a taboo, today every household discusses mental health, whether out of acknowledgment or even denial.
In March 2021, we pivoted our offerings from spiritual wisdom to much more personalized mental health services. Within this framework, we worked on key aspects such as anxiety and stress, relationships, concentration and productivity, and more. And we have had great success. We’ve added around 60,000 users in the last 6 months and seen an amazing weekly growth rate on Play Store. All this without any marketing expense. We see great diversity in our user base. While 50% of our users are Gen Z or female, 40% of our users today are outside of India, mostly in the United States.
Our biggest learning was that all 8 billion of us around the world need help. Problems may vary. Intensities may vary. The type of help we need may vary. But we need help.
What plans do you have for the app for next year?
Mental health is one of the most complex issues in the modern world. This is a problem that will always be there, and we must do whatever it takes to find appropriate solutions. Our mission is to help one billion people by 2030. And 2022 is an important year for us. From a product perspective, we want to lay a solid foundation to: Build the most diverse (and likely largest) network of mental health professionals in the world; design the “most human” mini-therapy experience; and finally, creating the most personalized (and non-linear) A-to-B mental health journey for each user.
We want to dig a little deeper into markets like the US and Canada, run some early experiments in G7 countries, reach our first million users, and successfully raise Series A funding in the second half of the year. 2022 to grow further.
Do you have a message for your app users?
We just want to say that with Being, you’re not going to find an app that tells, but a friend that helps.

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PJET presents the student housing application as the first stage of construction https://little-anns.com/pjet-presents-the-student-housing-application-as-the-first-stage-of-construction/ Wed, 19 Jan 2022 16:25:41 +0000 https://little-anns.com/pjet-presents-the-student-housing-application-as-the-first-stage-of-construction/ Dallas, Texas, Jan. 19, 2022 (GLOBE NEWSWIRE) — Priority Aviation, Inc. (OTC Pink: PJET) (“PJET”) today released the company’s 2022 strategic presentation showcasing the student housing project by owner soon-to-be-launched (SHBO) Application (APP) and detailing the plan to evolve the SHBO APP into an Amazon-like global marketplace serving a multi-generational population. The preview is included […]]]>

Dallas, Texas, Jan. 19, 2022 (GLOBE NEWSWIRE) — Priority Aviation, Inc. (OTC Pink: PJET) (“PJET”) today released the company’s 2022 strategic presentation showcasing the student housing project by owner soon-to-be-launched (SHBO) Application (APP) and detailing the plan to evolve the SHBO APP into an Amazon-like global marketplace serving a multi-generational population. The preview is included in full below:

Students – A fragmented and underserved market vital to democracy and the economy

The United States has over 5,000 colleges and over 25,000 exist worldwide. The estimated student population in the United States is 21 million. There are over 500 million university students worldwide.

Student accommodation is scarce with only an estimate 22% students living on campus.

Rents have been regularly increasing, even through Covid, since 2017.

New student housing projects are dominated by a handful of large investment firms working at big brand universities that put around $16 billion a year in the construction of new student accommodation. Smaller colleges with less recognizable names, which make up the vast majority of colleges, remain underserved when it comes to student housing.

The student housing shortage is just the tip of the iceberg. Important and critical services and supports for college students at most universities are scarce. From housing and transportation to food and recreation, not to mention tutoring and other study support services.

A college education is an essential part of upward mobility, not only for individuals, but also for improving the economic well-being of entire communities in the United States and around the world. As the global economy becomes more complex, requiring technological integration into almost every aspect of production and delivery, higher education becomes more important. Maintaining and, if necessary, raising the level of education of at least a small percentage of each community is essential to the well-being of the whole community.

Historically underrepresented students are a population vital to improving democracy and reducing poverty in the United States and around the world. When the entire student population is underserved, shortages are even more detrimental to the success of low-income students, first-generation students, and students from minorities of different races, identities, and ethnic populations.

In the United States, students are estimated to have over $376 billion in purchasing power. In 2020, students spent $39 billion on food alone. Annual student spending on clothing and accessories is estimated at $67 billion. Universities themselves spend about $1 billion a year on advertising to university student populations.

The purchasing power of students, currently diffused chaotically in a fragmented market, holds the key to implementing a better solution to serve the student community.

PJET’s mission is to create an economically feasible solution that redirects student purchasing power to the local communities surrounding each college in order to better support the student body with access to higher quality resources that can improve student success rates. diplomas.

SHBO – Student Housing By Owner APP in the global market for 500 million students

PJET is carrying out its mission to empower local communities surrounding colleges to support students by first introducing a Student Accommodation by Owner (SHBO) application (APP) where the local community can list and rent rooms, houses and apartments available to students.

With a critical shortage of student housing, SHBO, as Airbnb for student housing, is a logical place to start.

SHBO can grow quickly because it creates economic opportunities for landowners around college campuses. The economic incentive for landowners can fuel rapid expansion.

SHBO is the entry point into a relationship with students where additional products and services to serve students can be introduced. Just as Amazon’s original entry point was selling books, SHBO can grow to include a wide range of products and services that cater to the student experience. SHBO can become a global marketplace for 500 million students worldwide.

Hands-on experience to create an online experience

PJET builds a physical component of its business to physically test and prove the parameters of its technology solutions. The company has entered into terms to finance and construct a student residential building in Texas that will support a small private university with an enrollment of approximately 1,200 students. The property has already been acquired and designs are underway and expected shortly.

The brick and mortar initiative is designed to give PJET hands-on experience relevant to the introduction and evolution of its SHBO application. At the same time, the brick-and-mortar initiative will improve PJET’s revenue growth and balance sheet.

The brick-and-mortar initiative is just the beginning of PJET’s commitment to establishing hands-on experience serving the student body. PJET will add additional product and service offerings to better understand the student experience and, in turn, scale the SHBO app.

For example, PJET recently announced that it will soon release electric motorcycles and scooters produced by Alternet Systems, Inc. (OTC Pink: ALYI) for use on college campuses. PJET expects to begin taking orders in the first quarter of 2022. The company is first launching a roadshow on college campuses in Texas, where it will bring its models of electric motorcycles and scooters to campuses for demonstrations and to take some orders.

ALYI recently presented its partnership with PJET in a Presentation of the ALYI 2022 strategic outlook.

SHBO Cradle to Cradle Value – 500 million students and beyond

PJET’s SHBO app is not just an entry point into the student experience providing access to all student expenses through an Amazon-like global marketplace by helping with housing first. SHBO is the entry point into a lifelong relationship with young adult students providing valuable products and services. Think of student credit unions that retain students as members after graduation by providing car loans and mortgages.

The SHBO relationship has the potential to be multigenerational, with the relationship being passed down to children. Consider how military veterans pass on their USAA benefits to non-veteran children.

The market has yet to recognize the long-term potential of PJET’s SHBO application. As the company takes the next steps, starting with the launch of the SHBO app, the value of short-term, long-term and multi-generational relationships will become more evident.

Periodically visit the new company website to check for the latest updates

Company Website – www.pjet-info.com

Disclaimer/Safe Harbor: This press release contains forward-looking statements within the meaning of the Securities Litigation Reform Act. Statements reflect the Company’s current beliefs regarding future events that involve risks and uncertainties. Among others, these risks include the expectation that any of the companies mentioned herein will achieve significant sales, failure to meet deadlines or performance requirements of the companies’ contracts, the companies’ liquidity condition, the companies’ ability to obtain new contracts, the emergence of competitors with greater financial resources and the impact of competitive prices. In light of these uncertainties, the forward-looking events discussed in this press release may not occur.

Contact:
steven rash
Info@pjet-info.com
+1 (800) 861-1350

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U.S. Representative Ryan Announces Winner of 13th District Congressional App Challenge – Business Journal Daily https://little-anns.com/u-s-representative-ryan-announces-winner-of-13th-district-congressional-app-challenge-business-journal-daily/ Mon, 27 Dec 2021 17:48:19 +0000 https://little-anns.com/u-s-representative-ryan-announces-winner-of-13th-district-congressional-app-challenge-business-journal-daily/ [ad_1] AKRON, Ohio – Rashaad Simmon, a grade 12 student in the National Inventors Hall of Fame STEM School, is the recipient of the Congress Applications Challenge of the 13th arrondissement. U.S. Representative Tim Ryan, D-13 Ohio, made the announcement, praising Simmons for his work. “I am proud of Rashaad for his commitment and hard […]]]>


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AKRON, Ohio – Rashaad Simmon, a grade 12 student in the National Inventors Hall of Fame STEM School, is the recipient of the Congress Applications Challenge of the 13th arrondissement.

U.S. Representative Tim Ryan, D-13 Ohio, made the announcement, praising Simmons for his work.

“I am proud of Rashaad for his commitment and hard work in producing this winning video game,” Ryan said in a statement. “The Congressional App Challenge can help students recognize the real opportunities that come with doing what you love while providing real value to others. Every student who has participated in the Congressional App Challenge will help us reshape our future and move our communities forward. “

The challenge was created to give students a hands-on opportunity to learn and implement STEM (science, technology, engineering, math) and computer skills. The goal is to prepare these students for jobs in demand, as the United States could run out of a million programmers by 2020, the statement said.

“I’ve always been interested in video games,” Simmons said. “It’s my dream to design and code games as a career. I appreciate the App Challenge as an opportunity to show my talent and my passion.

Simmons’ advisor for the project was Ralph Appleby, a teacher at the National Inventors Hall of Fame STEM School.

“Rashaad showed a huge interest in coding as a freshman, but his skills were still raw,” Appleby said. “It was a great pleasure to see her perseverance and her courage in her work. He is capable of great things, and his growth and the application of his skills are core values ​​for our learners at NIHF STEM High School.

Published by The Business Journal, Youngstown, Ohio.

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